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Mortgage with the lowest interest rate

Comparing mortgage rates and more

The lowest interest rate for your mortgage - where can you find it? This is the right place for you to compare mortgage interest rates: we update the interest rates on radars.me.uk daily - so you always have an up-to-date picture of the interest on mortgages. In addition to the mortgage interest comparison, we offer you useful calculations, independent information and the latest interest rate changes.

The best mortgage rates

Lowest mortgage interest NHG
1 year

ASR

WelThuis mortgage
0.70%
5 years

ASR

WelThuis mortgage
0.75%
10 years

Loanin

Budget Mortgage Sustainable
0.86%
15 years

Loanin

Budget Mortgage Sustainable
1.03%
20 years

HollandWoont

Mortgage
1.16%
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Lowest mortgage interest rate top mortgage 100%
1 year

ASR

WelThuis mortgage
1.15%
5 years

ASR

WelThuis mortgage
1.30%
10 years

Loanin

Budget Mortgage Sustainable
1.33%
15 years

Loanin

Budget Mortgage Sustainable
1.58%
20 years

National ShareB

Mortgage New construction
1.72%
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History of the mortgage interest

In the chart above, we show the lowest mortgage rates for mortgages with a fixed-rate period of 1 year, 10 years and 30 years. This concerns annuity mortgages with a National Mortgage Guarantee (NHG). This chart gives a good picture of the historical mortgage rates in New York.

Mortgage with the lowest interest rate

Taking out, adjusting or refinancing your mortgage is a considerable decision. You enter into an agreement for many years and therefore want to close the best deal for your mortgage interest. radars.me.uk helps with a clear overview of always current mortgage interest rates.

Compare mortgage interest rates

Interest is of course an important factor when making choices for your mortgage. After all, the mortgage interest determines the monthly costs of your mortgage, which often make up a substantial part of your monthly costs. The lower the interest, the better it is. In our comparisons you can easily see at which bank you pay the lowest interest.

Development of the mortgage interest

Wouldn't it be nice if we knew in advance what will happen with the mortgage interest. A small increase or decrease in the taking out of your new mortgage can have major consequences for your monthly payment. Although it is often a question of looking, the development of market interest rates can give an idea of ​​the direction in which the mortgage interest rate will move. The capital market interest is particularly interesting here, because - just as with mortgages - it concerns the longer term.

Choices When Comparing Mortgages

The mortgage interest that you will pay depends on the specific characteristics of the mortgage: the mortgage type, whether or not a National Mortgage Guarantee (NHG), lending rate, the fixed interest period and of course the bank and the chosen mortgage product.

Comparison of mortgage interest per form

The interest that a bank charges for a mortgage can differ per mortgage type. That is why our comparisons are always a combination of the mortgage type with the fixed-rate period. For example, you can opt for an interest-only mortgage for 10 years or an annuity mortgage for 20 years - and so many other combinations. In the resulting interest table you can see the options with associated mortgage interest rates.

Risk class

If you look at the mortgage interest overviews on this site, you will often see columns with different interest rates behind the maturities. This is related to the risk classes that banks use. NHG stands for National Mortgage Guarantee . Because the bank runs little or no risk with NHG mortgages, the lowest interest rates often apply to NHG. For mortgages without NHG, the so-called Loan to Value / the lending percentage is taken into account. That is the ratio between the mortgage amount and the value of the home. With a $ 150,000 mortgage on a $ 200,000 home, the percentage is 75%. The lower the percentage, the lower the bank's risk and the lower the mortgage interest rate.

Also look at the conditions

It is logical that you go for the lowest mortgage rate, but do not forget to also look at the conditions of the mortgage. This will save you considerable disappointments or setbacks in the future.

Make mortgage calculations

Are you going to get started with your mortgage and do you want to be well prepared? Not entirely dependent on what an adviser or bank tells you? With our mortgage calculations you can make your own calculations, for example, of your maximum mortgage or an indication of the penalty interest when paying off your mortgage early.

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