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Sustainable savings

What is sustainable savings?

Social awareness has increased sharply in recent years. Among other things, this has led to more attention for sustainable and environmentally conscious entrepreneurship. This is also reflected in the increased interest in sustainable and environmentally conscious savings and investments. Sustainable savings means that the money that is invested is only invested in companies that operate sustainably. Or companies that try to find a balance between social justice and profit.

The government is trying to encourage sustainable savings and investment. They do this by making investments in sustainable investments / savings products tax-free. In other words: you do not pay any capital gains tax on the money. You pay tax annually on normal savings above the exemption. This is called the capital gains tax and is a fixed percentage on the savings balance (above the exemption).

With sustainable savings, an extra exemption applies in addition to the regular exemption for savings if sustainable savings are made. You may also qualify for an additional tax credit; this is a discount on income tax. However, the tax benefits only apply to products designated for this by the government! This advantage does not apply to many sustainable savings accounts.

Main properties of sustainable savings

We have listed the most important features of a sustainable savings account below:

  • there is a variable interest rate;
  • it applies is only used for sustainable purposes;
  • there is no minimum investment;
  • sometimes a tax benefit applies.

Top 10 savings rates of various types of savings
Explanation of all types of savings