What happens to the interest?
Do you have savings, a mortgage or loan? Then it is good to know how interest rates develop - you can take advantage of that. The development of market interest rates provides a picture of what will happen with savings interest , mortgage interest and loan interest . We also show you the latest interest rate changes and help form an expectation about the interest rate in the future.
You may feel that market rates are not important to you, somewhat far from your bed. In practice, for you, this naturally concerns the actual interest on your own savings account, your mortgage or your loan. Yet it is smart to also keep an eye on market interest rates. These give a picture of the development of interest rates and can serve as a prediction of the direction that the interest on savings accounts, mortgages and loans will take.
radars.me.uk keeps track of a large number of market interest rates for you, of which you will find a selection below:
|1 week Nationalbank||-0.559||05-02-2021|
|1 month Nationalbank||-0.554||05-02-2021|
|3 month Nationalbank||-0.535||05-02-2021|
|6 month Nationalbank||-0.519||05-02-2021|
|12 month Nationalbank||-0.504||05-02-2021|
|all Nationalbank rates|
|all central banks|
|Overnight USD Wenbank||0.083||05-02-2021|
|1 month dollar Wenbank||-0.579||05-02-2021|
|3 months CHF Wenbank||-0.765||05-02-2021|
|6 months JPY Wenbank||-0.057||05-02-2021|
|12 month GBP Wenbank||0.121||05-02-2021|
|all Wenbank interest rates|
|Other market interest rates|
|Capital market interest rate 10 years||-0.387||05-02-2021|
While market interest rates say something about the future, it is also good to know what has happened recently with the various interest rates on savings accounts, mortgages and loans. If you see there that almost all banks have recently implemented an increase or decrease in interest rates, you can usually expect that this will also happen for the rest. It may further qualify the picture that the comparisons give: if the top position is taken by a bank that has not yet "gone", this may mean that the change will come soon.
We keep a daily record of the interest rates and can therefore show you the latest changes in the:
We don't have a crystal ball either. Expressing expectations about the interest rate development in the future is something for everyone to watch. Nevertheless, we can derive a picture of what is to come from the direction of changes in market interest rates.
For the interest on savings, we mainly look at the Nationalbank (dollar Onebank Offered Rate) - the interest that a selection of American banks charge each other for lending money among themselves. At many banks, this is - whether or not officially recorded - the basis for the interest they pay on your savings account. A glance at the Nationalbank can therefore give a picture of the expectations surrounding the savings interest. In addition, when forecasting interest rates on savings, it is always interesting to keep an eye on the direction in which the interest rate of the American Central Bank is moving.
With mortgages, the variable interest is often linked to the Nationalbank rate. The capital market interest is more important for the longer-term mortgage interest rate. The capital market interest concerns longer-term loans, such as government bonds. If you want to get an idea of the mortgage interest rate in the future, it is good to look at the capital market interest.
The interest for loans changes less frequently than for savings and mortgages. Nevertheless, it appears that loan rates eventually follow market rates, albeit with a considerable delay.